EXODAZ · LEGAL

Privacy Policy for Exodaz

Exodaz is published by Kandasamy Prashath, operating under the name Mayonova Technologies ("Mayonova Technologies," "we," "us," or "our"). This Privacy Policy explains how Exodaz accesses, processes, stores and shares information when you use the Exodaz mobile application.

Exodaz is a personal finance application that helps users identify financial transactions from SMS messages, maintain accounts and budgets, categorize income and expenses, generate reports and receive financial reminders. Exodaz is designed to process financial information primarily on the user's device.

1 Information Processed by Exodaz

SMS Messages

If you grant SMS permission, Exodaz may access SMS messages stored in your device inbox to:

• Identify financial transaction notifications.
• Extract amounts, currencies, merchants, account references and transaction dates.
• Detect income, expenses, transfers, bills and ATM withdrawals.
• Associate transactions with locally stored accounts.
• Detect duplicate or previously processed messages.
• Determine whether newer messages may be available for synchronization.

Exodaz accesses SMS data only after permission has been granted. Transaction importing is initiated by the user. When the app is opened, Exodaz may check the identifier and timestamp of the latest SMS message to determine whether synchronization may be required.

SMS messages are processed locally using rules and on-device machine-learning models. Raw SMS contents are not transmitted to Mayonova Technologies, Google AdMob, Meta or another remote Exodaz service.

Exodaz does not use SMS contents for advertising, marketing, credit scoring, profiling or sale to third parties.

Financial Information

Information processed and stored locally may include:

• Transaction amounts and currencies.
• Merchant or payee descriptions.
• Income and expense categories.
• Transaction dates.
• The last four digits of an account or payment card number, used only to identify the account and link an imported transaction to the relevant account or card.
• Bank account, credit card, cash and fixed deposit details.
• Account balances and outstanding amounts.
• Budgets and spending limits.
• Bill and credit card due dates.
• Fixed deposit interest rates and maturity dates.
• Payment and partial-payment records.
• User corrections and merchant-category preferences.
• Locally generated financial insights.

Exodaz does not extract or store complete bank account or payment card numbers from SMS messages. Where an account reference is available, Exodaz retains only the last four digits required for account matching.

This information remains within Exodaz's encrypted storage on your device unless you deliberately export or share it. Exodaz does not connect directly to your bank, initiate banking transactions or obtain online-banking credentials.

Manually Entered Information

You may manually enter transactions, accounts, balances, categories, budgets, due dates and other financial records. This information is stored locally on your device.

Images and Custom Logos

If you select an image or SVG file for an account or category logo, Exodaz processes and stores the selected file locally. Exodaz does not upload these images to Mayonova Technologies. You should not select an image containing information you do not want stored within the application.

Local Learning and Automated Classification

When you correct a merchant name or transaction category, Exodaz may store that correction locally to improve future classifications on your device. These preferences are not uploaded and are not used to train a centralized or shared artificial-intelligence model.

Automated classifications are provided for convenience. Users can review and amend transaction records. Exodaz does not make lending, insurance, employment, credit or other legally significant decisions.

Biometric Authentication

If you enable the optional app lock, Exodaz asks the Android operating system to authenticate you using a device credential or available biometric method. Exodaz receives only the authentication result. Exodaz does not receive, store or transmit fingerprint, facial-recognition or other biometric templates.

Notifications and Reminders

With your permission, Exodaz may provide local notifications concerning:

• SMS synchronization.
• Credit card payment due dates.
• Fixed deposit maturity dates.

Reminder information is processed locally on your device.

You can manage reminders within Exodaz:

• SMS synchronization reminders can be enabled or disabled under Settings.
• Credit card reminders can be enabled, disabled or reconfigured by editing the relevant credit card account.
• Fixed deposit reminders can be enabled, disabled or reconfigured by editing the relevant fixed deposit account.
• Individual reminder notifications may provide options to postpone or stop reminders for the relevant due date or maturity.

You can also disable all Exodaz notifications through your Android device settings.

PDF Reports

Financial reports are generated locally on your device. A report may contain sensitive financial information. Exodaz does not automatically upload exported reports. If you save, print or share a report, the destination application or service you select will process it according to its own privacy practices.

2 Advertising Information

The free version of Exodaz contains advertisements delivered through Google AdMob and may use Meta Audience Network through advertising mediation.

Advertising providers may automatically collect or receive information such as:

• IP address and approximate general location derived from it.
• Android advertising ID, app set ID and similar device identifiers.
• Device and operating-system information.
• App launches, ad impressions, taps and video views.
• Advertising interactions.
• Diagnostic and performance information.
• Information used for fraud prevention, frequency control and advertising measurement.

Where required, Exodaz presents advertising privacy and consent choices before requesting advertisements. Depending on your region and choices, advertising may be personalized, non-personalized, limited or restricted to technical delivery.

Premium subscribers are not shown banner or rewarded advertisements while Google Play reports an active Premium entitlement.

Advertising providers do not receive your raw SMS messages, locally stored transactions, account balances, budgets or generated PDF reports from Exodaz.

More information is available from the Google Privacy Policy, Google partner-services information and the Meta Privacy Policy.

3 Google Play Billing

Exodaz uses Google Play Billing to offer Premium subscriptions. Google Play processes purchases, payment methods, renewals, cancellations and refunds. Exodaz receives subscription-related information necessary to determine whether Premium access is active, such as the purchased product and entitlement status.

Mayonova Technologies does not receive or store your full payment card or bank account details.

Subscription and payment information is subject to the applicable Google Privacy Policy and Google Play Terms of Service.

If you cancel a subscription, Premium access normally remains available until the end of the current paid billing period. Exodaz returns to the free version after Google Play reports that the subscription is no longer active.

4 How Information Is Used

Exodaz uses information to:

• Import and classify financial transaction messages.
• Create and maintain financial records.
• Calculate account balances, budgets and spending insights.
• Detect possible duplicates and uncertain classifications.
• Generate reports.
• Provide reminders and notifications.
• Remember user-selected preferences.
• Improve merchant and category classification locally.
• Verify Premium entitlement.
• Display and measure advertisements in the free version.
• Obtain advertising consent where required.
• Maintain security and prevent misuse.
• Diagnose advertising or billing-service failures.

We do not use financial information or SMS contents for unrelated advertising or marketing purposes.

5 Information Sharing

Mayonova Technologies does not sell your SMS contents, financial records, account information or manually entered data.

Information may be processed by:

• Google AdMob, for advertising, measurement, diagnostics and fraud prevention in the free version.
• Meta Audience Network, when selected through advertising mediation.
• Google Play, for application distribution, purchases and subscription management.
• Android system services, for permissions, authentication, notifications, secure storage and file selection.
• Applications or services selected by you when exporting or sharing a report.

We may disclose information if required by applicable law, a valid legal process or to protect users and the public. Because Mayonova Technologies does not receive the locally stored financial database, we generally cannot provide information that exists only on your device.

6 Data Storage and Retention

SMS-derived transactions, manually entered information, budgets, settings, learning preferences, account details and selected logos are stored locally on your device.

They remain stored until you:

• Edit or delete an individual record.
• Use Settings and select Delete all financial data.
• Clear Exodaz's application storage through Android settings.
• Uninstall Exodaz.

Exodaz does not currently operate a user-account database or cloud synchronization service. Advertising and Google Play providers retain information according to their own retention policies.

7 Data Deletion

Exodaz does not require a Mayonova Technologies user account.

To delete locally stored information:

1. Open Exodaz.
2. Open Settings.
3. Select Delete all financial data.
4. Confirm the deletion.

Alternatively, you can clear the application's storage or uninstall Exodaz. Deleting local data is permanent unless you have independently exported or backed up information elsewhere. Mayonova Technologies cannot remotely recover or delete information held only on your device.

For advertising or Google Play information, use the privacy and account controls offered by Google, Meta or your Android device.

8 Security

Exodaz applies measures intended to protect locally stored information, including:

• Encrypted local application storage.
• Protection of encryption credentials using Android security facilities.
• Optional device authentication.
• Prevention of cloud backup for Exodaz financial data.
• Protection against screenshots and recent-app previews in release builds.
• Encrypted network transport used by third-party billing and advertising services.
• On-device processing of SMS and financial records.

No security mechanism can guarantee absolute protection. You are responsible for maintaining the security of your device, screen lock and exported reports.

9 Your Choices and Rights

You may:

• Refuse or revoke SMS permission.
• Use Exodaz with manually entered records instead of SMS importing.
• Choose how much historical SMS data to scan.
• Review, edit or ignore imported records.
• Manage SMS, credit card and fixed deposit reminders within Exodaz.
• Disable notifications through Android settings.
• Enable or disable the optional app lock.
• Reset locally learned merchant preferences.
• Change advertising privacy choices where available.
• Manage advertising personalization and your Android advertising identifier through your device's privacy settings.
• Upgrade to Premium to remove advertisements.
• Export your financial information.
• Delete local information at any time.

Depending on your location, applicable privacy law may provide additional rights such as access, correction, deletion, restriction, objection or withdrawal of consent.

Because financial records are stored only on your device, these rights can normally be exercised directly using Exodaz's controls. For questions about information processed by Mayonova Technologies or its service providers, contact us using the details below.

10 International Processing

Google, Meta and their service providers may process advertising, diagnostic and subscription information in countries other than the country in which you live. Their processing and international-transfer safeguards are governed by their respective privacy policies and applicable laws.

Locally stored SMS and financial records are not transferred internationally by Mayonova Technologies.

11 Privacy for Children

Exodaz is intended for users who are at least 18 years old. It is not directed toward children, and Mayonova Technologies does not knowingly collect personal information directly from children.

If you believe a child has used Exodaz in a way that has provided information to Mayonova Technologies, contact us using the details below.

12 Third Party Services

Exodaz may contain links that open Google Play, subscription-management pages or other third-party services. This Privacy Policy does not govern the independent practices of those services. You should review the relevant third party's privacy policy before using its services.

13 Changes to This Privacy Policy

We may update this Privacy Policy when Exodaz's functionality, service providers, legal obligations or data practices change. The updated policy will be published on the Mayonova Technologies website with a revised Last updated date. Where required, we will provide additional notice or obtain consent.

14 Contact Us

Exodaz is operated and published by Mayonova Technologies.

Privacy and support email info@mayonova.com
Website https://mayonova.com/

For privacy questions, requests or concerns regarding Exodaz, contact us using the email address above.